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Discover 13M, the first accelerator promoting digital inclusion.
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DISCOVER THE WINNERS

DISCOVER THE WINNERS

DISCOVER THE WINNERS

Discover 13M, the accelerator for digital inclusion.

At a time when 16 million people claim to have difficulty accessing or using digital tools, digital inclusion is an essential lever for equal opportunity.

Faced with this challenge, Banque des Territoires, in partnership with Nantes Métropole, Metropole de Lyon, H7 and Groupe SOS, is launching the third edition of 13M, the first gas pedal in favor of digital inclusion.

The aim of 13M is to identify and support 8 structures - associations, social and solidarity organizations, impact start-ups - that are actively helping to reduce digital inequalities in their area.

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The winners of the third class

ACIAH

ACIAH develops accessibility tools and supports seniors and people with disabilities in achieving digital independence.

Bernadette Poiraud

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QOONTOO

QOONTOO is an Internet service provider offering Internet access and connected services to disadvantaged groups in order to promote digital access for all.

Fabrice Bellois

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THE DIGITAL HELPING HAND

The association Le Coup de Main Numérique offers digital support and training for those who are most isolated from technology.

Laurent Guilhaudin

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MODIXIA

Modixia manufactures eco-designed and sustainable desktop computers for local authorities and businesses.

Jerome Botte

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KMOOVE

Kmoove designs inclusive interactive walls without individual screens, transforming any space into a learning, play, or rehabilitation area.

Karim Mounassib

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FRELLO

Frello offers a French language training platform to promote independence and integration among French-speaking and non-French-speaking populations by combating digital illiteracy.

Louis Rapilly

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GATEWAY

Passerelle supports vulnerable groups in mastering the digital tools they need to carry out administrative procedures and achieve independence in their daily lives.

Michèle Poulenard

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G404

G404 is a social economy organization that develops a training ecosystem providing a holistic response to the challenge of digital skills, from early learning to professional integration.

Ludovic Cabanne

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Find out more about the program

After 18 months of program and 8 start-ups and associations supported, Banque des Territoires, Groupe SOS, H7 and Pulse present the program report. Contents:
The journey of the program's two graduating classes
Inspiring testimonials from players in the field of digital inclusion

Focus on the eight fast-track projects

Assessment and impact of the program on prizewinners

Receive the balance sheet

9 months to accelerate

For nine months, the winners consolidate their model and work on their strategic levers: from financial management to commercial strategy, including internal structuring and measuring your social impact.

Support
Benefit from individual, personalized support tailored to your needs and stage of development.

Network
Identify and meet public and private players working for digital inclusion in Nantes, Lyon and the surrounding area.

Mentoring
Benefit from advice and privileged support from pioneers and experts in digital inclusion.

Co-development
Join a group of committed organizations and share your problems with your peers.

Visibility and events
Promote your project to major players in digital inclusion, on digital audiences and at major events.

Support content

The 13M teams and their network of experts support the managers, teams and stakeholders who contribute to your company's development.
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Individual time
Tailor-made support, consisting of coaching sessions and meetings with our partner experts.
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Group times
Training sessions and workshops led by the 13M team and our partners, in the presence of other program winners.
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Community times
Immersions, major events and meetings with players in the field of digital inclusion.

Program experts

Our experts support 13M winners in their strategic and operational challenges.
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Jaberson, a business law firm founded in 2017, combines frote growth and well-being at work, ranked 2nd best SME by Great Place To Work 2025.
Legal
RH
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Jaberson, a business law firm founded in 2017, combines frote growth and well-being at work, ranked 2nd best SME by Great Place To Work 2025.
Legal
RH
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Jaberson, a business law firm founded in 2017, combines frote growth and well-being at work, ranked 2nd best SME by Great Place To Work 2025.
Legal
RH
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Selection criteria

All 13M winners meet the following criteria:
Be an association, social economy organization or impact start-up committed to digital inclusion.
Present an innovative project with measurable social impact
Have reached a stage of maturity attested by a proof of concept or a minimum annual revenue of €100 K
Commit to participating in the entire support program.
Be able to expand into the Nantes and/or Lyon metropolises and surrounding area.
Work full-time on your project

13M teams

13M is a program supported by the joint expertise of Banque des Territoires, Nantes Métropole, Métropole de Lyon, H7 and Groupe SOS.

François Blouvac

Head of Education, Digital Inclusion and Public Services

Emmanuelle Borrelly

Head of Digital Inclusion and Public Services - Investment Department

Pascale Pineau

Investment Manager - Direction Régionale Auvergne-Rhône-Alpes

Bertrand Falc'hun

Investment Manager - Pays de la Loire Regional Division

Laurie-Mai Denoux

Territorial Development Officer Nantes - Pays de la Loire Regional Office

    Next steps

    October 30th
    Applications open

    December 7th
    Call for applications closes

    December 15th
    Announcement of winners

    January 13th
    Onboarding and launch event

    NANTES

    Information meeting
    November 18 - online

    Registration

    Selection panel
    December 15 - in person

    LYON - AUVERGNE-RHÔNE-ALPES

    Information meeting
    November 26 - online

    Registration

    Selection panel
    December 11 - in person

    Program alumni

    Created in 2023, 13M has supported 8 digital inclusion structures nationwide.
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    Konexio offers digital training for people who are far from employment, to help them become more employable.
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    CLIC&MOI offers digital training courses run by young people for senior citizens and companies, with the aim of bridging the digital divide and combating youth unemployment.
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    WeeeFund collects and reconditions electronic waste from companies, making it available to the underprivileged.
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    Lisio is a web module that adapts the display of web sites to the specific needs of each user.
    more
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    NECC is a network of third places that raise awareness of digital inclusion and societal issues through the prism of esports.
    more
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    SOStech works alongside the public sector to deploy assistance and training programs for people who have lost touch with the digital world.
    more
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    Informa'Truck is a network of autonomous truck-workshops designed to combat digital exclusion in rural areas.
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    Coyali is an application that simplifies the smartphone interface, making it more accessible to people with special needs.
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    Their testimonies

    "At SOStech, our ambition is to grow nationwide to support ever more beneficiaries in difficulty with digital tools alongside local authorities. That's why we joined 13M: to structure our approach and develop scalable solutions."

    Arthur Pinault
    Founder of SOStech

    "By supporting this gas pedal, Banque des territoires is enabling us to get in touch with decision-makers and be able to present our solutions and technologies in favor of a more inclusive web."

    Éric Gayraud
    Co-founder of Lisio

    "Connecting with players like Banque des territoires and Groupe SOS is an important lever for NECC. On the one hand on training, financing and human resources, and on the other hand on the creation of new places dedicated to digital inclusion in the territories."

    Mehdi Bensafi
    Co-founder of NECC

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      Video projects

      Coyali

      WeeeFund

      CLIC&MOI

      Konexio

        Program players

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        Created in 2018, Banque des Territoires is one of Caisse des Dépôts' five business lines. It brings together in a single structure internal expertise aimed at territories. A single customer gateway, it offers tailored advisory and financing solutions in loans and investments to meet the needs of local authorities, social housing organizations, local public companies and the legal professions.
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        Nantes Métropole is a local authority grouping together 24 communes and over 650,000 inhabitants. Created in 2015, it works to promote the balanced, sustainable and mutually supportive development of its territory.
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        The Metropole de Lyon is a singular local authority in France, bringing together 59 communes and 1.4 million inhabitants in a dynamic, innovative territory. Created in 2015, it combines the competencies of both a department and a public establishment for intercommunal cooperation.
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        H7, the Lyon metropolitan area's responsible gas pedal and digital totem, supports start-ups in their growth and impact. To achieve this mission, H7 relies on three pillars: the support programs, operated by H7 and built alongside its partners; the community, made up of entrepreneurs, major corporations, talents, investment funds and partner schools; the living space, a place for meeting and sharing where everyone can create, learn and explore new perspectives.
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        Since 1984, the Groupe SOS has been a major player in the European social economy. It develops and unites associations and social enterprises, linked by their social and environmental commitment.

        The SOS Group focuses on two major themes: on the one hand, medico-social care, managing establishments dedicated to young people, health, the vulnerable and the elderly; on the other, the preparation of a sustainable and inclusive future, with ambitious projects for ecological transition, territorial revitalization, sustainable businesses and accessible culture.

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          Resources

          balance sheet
          How do digital inclusion structures combine growth and impact?
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          interview
          Jean Guo: "Digital fragility is universal".
          see more
          article
          Discover the winners of the 2nd promotion
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          interview
          Anthony Babkine: "In France, the conditions for success are not the same for everyone".
          see more
          article
          Discover the winners of the 2nd promotion
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          interview
          "Sustaining business models is a major challenge for digital inclusion"
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            Any questions?

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            A total of eight projects have been selected to participate in the 13M program, divided equally between Nantes Métropole and Métropole de Lyon.
            The call for applications to join 13M is now closed. Follow us on social media to stay informed about upcoming promotions. 
            The acceleration program is entirely funded by the Banque des Territoires, Nantes Métropole and the Metropole de Lyon.
            We recommend that you devote 5 hours a month to the program to reap the benefits of individual follow-up and workshops. At the same time, our support teams can adapt to your current priorities and constraints.
            It is possible to join 13M with the support of other programs or networks with complementary expertise.
            It's possible, but not compulsory. If you need it, you can take advantage of the reception facilities at H7 (Lyon).